:root{
  --blue:#062c55;
  --blue2:#0b3b70;
  --gold:#d99a1e;
  --light:#f4f7fb;
  --text:#12233b;
}
*{box-sizing:border-box}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:var(--blue);position:sticky;top:0;z-index:10;box-shadow:0 5px 20px #0002}
.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{display:flex;align-items:center;gap:12px;background:#fff;color:var(--blue);padding:12px 18px;border-radius:0 0 12px 12px}
.logo strong{font-size:30px;display:block;line-height:24px}
.logo span{font-weight:800;letter-spacing:1px}
.mark{width:44px;height:52px;border-radius:8px;background:linear-gradient(135deg,var(--gold) 0 45%,var(--blue) 45%);color:#fff;display:grid;place-items:center;font-size:30px;font-weight:900}
nav{display:flex;gap:24px}
nav a{color:#fff;text-decoration:none;font-weight:800;text-transform:uppercase;font-size:13px}
.btn{display:inline-flex;justify-content:center;align-items:center;border-radius:12px;padding:15px 22px;text-decoration:none;font-weight:900;border:0;cursor:pointer}
.btn-gold,.btn-outline{background:var(--gold);color:#fff}
.btn-primary{background:var(--blue);color:#fff}
.hero{padding:80px 0;background:linear-gradient(90deg,#fff 0 45%,#ffffffcc 70%),url('https://images.unsplash.com/photo-1497366754035-f200968a6e72?auto=format&fit=crop&w=1600&q=80') center/cover}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}
.tag{font-weight:900;color:var(--gold);text-transform:uppercase;letter-spacing:1px}
h1{font-size:52px;line-height:1.05;margin:0 0 18px;color:var(--blue);text-transform:uppercase}
.subtitle{font-size:20px;line-height:1.6;max-width:640px}
.actions{display:flex;gap:16px;flex-wrap:wrap;margin:30px 0}
.trust{display:flex;gap:14px;flex-wrap:wrap;font-weight:800;color:var(--blue)}
.quote-box{background:#fff;border-radius:22px;padding:34px;box-shadow:0 20px 60px #0002;border:1px solid #e7ebf1}
.quote-box h2{margin:0 0 8px;color:var(--blue);font-size:32px}
form{display:grid;gap:14px;margin-top:20px}
input,select,textarea{width:100%;padding:15px;border:1px solid #d7dfeb;border-radius:10px;font-size:16px}
textarea{min-height:100px}
.section{padding:72px 0}
.section h2,.benefits h2,.cta h2{text-align:center;text-transform:uppercase;font-size:34px;color:var(--blue)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}
.cards article{border:1.5px solid var(--gold);border-radius:16px;padding:28px;background:linear-gradient(135deg,#fff,#f7fbff)}
.cards span{font-size:32px;background:var(--gold);width:62px;height:62px;border-radius:50%;display:grid;place-items:center;margin-bottom:14px}
.cards h3{color:var(--blue);text-transform:uppercase;margin:0 0 8px}
.cards p{line-height:1.55}
.benefits{background:var(--blue);color:#fff;padding:70px 0}
.benefits h2{color:#fff;margin-top:0}
.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:34px}
.benefit-grid div{border-left:2px solid var(--gold);padding-left:20px}
.benefit-grid strong{color:var(--gold);text-transform:uppercase}
.cta{background:var(--light);padding:70px 0;text-align:center}
.cta p{font-size:20px}
.whatsapp-float{position:fixed;right:22px;bottom:22px;background:#25D366;color:#fff;width:58px;height:58px;border-radius:50%;display:grid;place-items:center;text-decoration:none;font-size:28px;box-shadow:0 10px 30px #0004;z-index:20}
footer{background:var(--blue);color:#fff;padding:28px 0}
.footer{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media(max-width:900px){
  .nav{padding:12px 0;flex-wrap:wrap}
  nav{display:none}
  .hero-grid,.cards,.benefit-grid{grid-template-columns:1fr}
  h1{font-size:36px}
}